What to share, what never to share, and how to spot scams. Simple, clear guidance for peace of mind.
AI tools are safe and useful — but like anything on the internet, it helps to know a few simple rules. This guide will give you confidence and peace of mind so you can enjoy AI without worry.
These things are perfectly safe to discuss with AI tools like ChatGPT, Gemini, or Copilot:
✗ Your Social Security Number (SSN)
✗ Passwords of any kind
✗ Bank account or credit card numbers
✗ Your full home address
✗ Medicare or insurance ID numbers
✗ Your date of birth combined with your full name
✗ Passport or driver's license numbers
✗ Any document photos or scans containing private numbers
AI tools are for asking questions and getting help with tasks — not for storing or processing your sensitive personal information.
Scammers have started using AI to make their scams more convincing. Here are the most important warning signs to know:
Scammers can now use AI to clone voices. They might call you pretending to be your grandchild in trouble, or use a celebrity's voice to promote a fake investment. If a caller asks for money urgently, hang up. Call your family member back on a number you already know. Never send money based on a phone call alone.
Real AI companies will never email you asking for payment information, passwords, or personal details out of the blue. If you get an email saying your "AI account" has a problem and you need to click a link and enter your details — that is a scam. Delete it.
Any website or social media post promising you can make thousands of dollars easily using a secret AI tool is a scam. Legitimate AI tools help you with tasks — they don't promise to make you rich overnight.
If something feels off, trust that feeling. Real companies never create emergencies. Real family members can be called back. Real offers don't disappear in 10 minutes. When in doubt — stop, pause, and call someone you trust before taking any action.
In ChatGPT, you can turn off the setting that uses your conversations for AI training. Go to: Settings → Data Controls → "Improve the model for everyone" → turn it off. This is optional but available if you prefer extra privacy.
FTC (Federal Trade Commission) — Report scams:
1-877-382-4357 (toll-free)
AARP Fraud Helpline:
1-877-908-3360 (toll-free)
FBI's Internet Crime Complaint Center:
ic3.gov (online reporting)
These organizations can help if you believe you've been targeted or scammed.
Free community where you can ask questions and learn at your own pace
Join free at skool.com/aiguerrilla →Ask AI anything about what you just learned. Powered by Llama 3.3 — free, no login needed.
Want to go deeper? Join 1,000+ operators building with AI — free community →